If you break traffic laws, your drivers license could be suspended or revoked.  These traffic infractions may result in fines, suspensions and even imprisonment. The seriousness of your violations - and resulting penalties - are tracked by the MVC using a point system.

If you are convicted of a moving violation, the NJ Motor Vehicle Commission will penalize you by adding points to your driving record. You will only get points on your record for moving violations - points are not assessed for parking and other violations. A table is provided for more information on the number of points earned for specific violations .

How do points affect you?

  • If you get six or more points within three years on your current driving record, you will be assessed a surcharge
  • If you get 12 or more points on your current driving record, your license will be suspended. You will receive a notice of scheduled suspension by mail
  • Getting points on your license may also increase your insurance rates.

How can I get a point reduction from my motor vehicle record?
The New Jersey Motor Vehicle Commission keeps a permanent record of all the points you've earned.  However it is possible to earn point reductions by remaining violation and suspension-free for one year or by taking a qualified driving courses approved by the NJ MVC.

If you complete American Traffic Institute's New Jersey approved Defensive Driving Course:

  • Two points will be removed from the accumulated points you currently have on your license.
  • You will also qualify for an insurance rate reduction on your car insurance. (Details)
  • 6 Hour Point Reduction Class - Online Defensive Driving

    Defensive Driving
    Defensive Driving Forms of Payment

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